tag:blogger.com,1999:blog-89743722012-01-31T03:53:31.284-08:00Thoughts on investing and wealth creation for individualsAmithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.comBlogger541100tag:blogger.com,1999:blog-8974372.post-19770295054895292007-04-01T15:31:00.000-07:002007-04-01T16:11:42.939-07:00

-----------------------------------------Series: Beginning Investing (9th post)Section: Get Started-----------------------------------------Hi everyone and thanks for your patience these last couple of months. I'm kind of settled now and hoping to be able to resume my normal posting schedule.In today's post I'd like to discuss the risk-reward equation that forms the basis for all financial

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com49tag:blogger.com,1999:blog-8974372.post-40100294559742813752007-02-18T01:46:00.000-08:002007-02-18T01:51:42.843-08:00

Hi everyone,Hope you are all doing well.I'm moving to New York in a few days and have been really tied up with work and preparations for the move, which is why I have been unable to post for a while now.Give me another 2-3 weeks to get everything sorted out and then will be back with some new material.Thanks for your patience and do keep coming back!

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com12tag:blogger.com,1999:blog-8974372.post-44395718248272063892007-01-20T11:35:00.000-08:002007-01-19T19:35:51.635-08:00

-----------------------------------------Series: Beginning Investing (8th post)Section: Before You Invest-----------------------------------------Now that you have productively used your monthly savings in reducing your debt and purchasing adequate insurance, there is one last thing to take care of before you move on to investments - setting aside emergency cash.Though the risk of losing your

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com9tag:blogger.com,1999:blog-8974372.post-73180096482399711902007-01-08T20:10:00.000-08:002007-01-08T04:10:21.636-08:00

-----------------------------------------Series: Beginning Investing (7th post)Section: Before You Invest-----------------------------------------Today's discussion will be on the next important thing to tackle before you start investing - Insurance.Generally speaking, most of us equate insurance with savings, treating it as an investment mechanism. This midset is reinforced by the tax rebates we

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-5314316674682369772007-01-02T08:10:00.000-08:002007-01-01T16:20:37.360-08:00

The following is a piece contributed by Raheja Assoiates, one of the premier real-estate brokers in Chennai.------The real estate market in Chennai is on the upswing thanks to the IT Boom and the number of manufacturing industries preferring Chennai as their destination point. A number of new companies such as Flextronics, Nokia, Motorola etc. have chosen Chennai to set up their factories. Along

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com41tag:blogger.com,1999:blog-8974372.post-44581570205457761502007-01-01T16:14:00.000-08:002007-01-01T16:15:19.176-08:00

A happy new year to you! Hope 2007 brings you peace and prosperity and takes you several steps onward in your journey to wealth and financial freedom!

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-15223169939365734472006-12-28T08:03:00.000-08:002006-12-27T16:04:09.396-08:00

-----------------------------------------Series: Beginning Investing (6th post)Section: Before You Invest-----------------------------------------So far you have accomplished two important things - you've set your goals and also determined the amount of money you can save / invest every month in order to achieve them.It is time now to start doing the preparatory work towards creating a sound

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-38540469364222012562006-12-24T03:36:00.000-08:002006-12-24T03:45:09.824-08:00

I've not really been tracking IPOs much of late. The main reason for ignoring these is the fact that there is almost nothing on the table for long-term investors in IPOs today.The lack of sufficient historical information coupled with some really eye-popping valuations thanks to the bull market make me jittery, to be honest. Also, the mammoth oversubscriptions in most of these imply that the

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-76622629731979057542006-12-18T21:50:00.000-08:002006-12-18T06:01:37.302-08:00

-----------------------------------------Series: Beginning Investing (5th post)Section: Setting Your Goals-----------------------------------------OK, so now you know how much you're worth, the amount you spend and the amount of money you can put away every month to meet your goals.The question for this post is - what are your goals? And remember, these are goals you are defining, not dreams or

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-31772253424068893072006-12-12T22:00:00.000-08:002006-12-12T06:10:06.958-08:00

Characteristics of a BubbleA bubble is caused by extraordinary amounts of foreign capital coming into a country through the banking system, leading to excessive credit creation (lending) to consumers and businesses. This allows people to consume more and businesses to expand their manufacturing capacity to meet vastly increased demand. Thus, when the flow of foreign capital slows down, stops or

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com7tag:blogger.com,1999:blog-8974372.post-21535982483329850432006-12-05T20:19:00.000-08:002006-12-05T04:23:25.725-08:00

The following is such a good quote that I couldn't but share it with all of you:The training of a stock trader is like a medical education. The physician has to spend long years learning anatomy, physiology, materia medica and collateral subjects by the dozen. He learns the theory and then proceeds to devote his life to the practice. He observes and classifies all sorts of pathological phenomena.

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com14tag:blogger.com,1999:blog-8974372.post-23836647313500510552006-12-02T10:44:00.000-08:002006-12-01T18:47:44.195-08:00

I've been reading a book called 'The Dollar Crisis', which talks about how a rising US trade deficit is unsustainable and is sooner or later likely to be reduced through currency devaluation and general reduction in consumption and import. This will lead to severe repercussions for all export-oriented economies given that they basically survive on exports to the US (the Asian economies are the

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-88220535324760740082006-11-18T00:45:00.000-08:002006-11-18T00:58:11.834-08:00

-----------------------------------------Series: Beginning Investing (4th post)Section: Setting Your Goals-----------------------------------------Now that you know how much you spend sit down with your family and work out where you could reduce your expenses. There are usually some useless expenses that you can cut without feeling the difference.A good place to look for saves is in utility bills

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com3tag:blogger.com,1999:blog-8974372.post-60529075130185711112006-11-07T20:21:00.000-08:002006-11-07T20:42:56.544-08:00

-----------------------------------------Series: Beginning Investing (3rd post)Section: Set Your Goals-----------------------------------------Ok, so now have taken the first step on your journey to wealth and financial freedom and you know what you're really worth. And you're ready to start working out your goals and figuring out your financial plan, right?Wrong.Before you move on to all the

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-18379081300712788052006-11-07T04:03:00.000-08:002006-11-07T04:10:48.151-08:00

Sorry about these repeated post-scripts, but I've just figured out how to use Google Groups to upload templates and other tools that you can use to jump-start / accelerate your journey to wealth.Here's the link to an Excel template you can use to calculate your net worth. All data are fictitious, and intended to illustrate how the sheet can be used.If you are not familiar with pivot tables (used

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-31755945473743437902006-11-05T02:36:00.000-08:002006-11-05T02:56:29.880-08:00

This is to acknowledge some excellent inputs provided by Prasanth in his comments on the previous post.To summarize:Remember to include your Provident Fund (or 401k or equivalent) and surrender value of insurance policies in the assets columnIf you have reverse-mortgaged your property (taken a loan against your property or used your property as collateral for anything, including top-up loans,

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-75916264483934275762006-10-31T22:28:00.000-08:002006-10-31T22:29:23.541-08:00

-----------------------------------------Series: Beginning Investing (2nd post)Section: Set Your Goals-----------------------------------------Now that you're sufficiently pumped up to start on your own journey to wealth, here's a fun task for you - calculating how much you are worth today!In performing this calculation, we will use a very strict and narrow definition of assets, considering only

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com4tag:blogger.com,1999:blog-8974372.post-74680094352783507372006-10-29T01:07:00.000-07:002006-10-29T01:18:42.208-08:00

This is just a quick post to update you about an excellent feature on Value Research Online, which, by the way, is probably the best Indian mutual funds site on the Internet. Check out their 'Ask!' feature wherein you could submit queries about mutual funds and get pretty insightful and well-researched answers from their experts.Unfortunately they seem to have suspended fresh queries for lack of

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com6tag:blogger.com,1999:blog-8974372.post-27675234566634298262006-10-26T16:21:00.001-07:002006-10-26T16:36:50.881-07:00

Welcome to the first of my posts on beginning investing. If you’re reading this with any degree of interest, it’s probably because:You have a decent amount of money in your savings account and you know you need to do something with it but you’re just too busy and don’t have time for it just now. You’ll get to doing something next weekend. [You’ve been saying that for six years now]You have a

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-34904248912840892392006-10-19T06:11:00.000-07:002006-10-19T06:15:41.869-07:00

Found a few links to info I found interesting so I thought I'd share them with you. Enjoy!Research ReportsOutlook for India's Real Estate Markets is a Deutsche Bank study that tries to arrive at a broad trend for the next few years based on demographic / lifestyle changes in IndiaA positive-sounding article talking about how Indian property prices will go up. Too generic in nature, though. Did

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com7tag:blogger.com,1999:blog-8974372.post-82911852453861954022006-10-15T02:57:00.000-07:002006-10-15T03:27:59.481-07:00

Based on the poll results till date that indicate a demand for material on beginning investing, I will be devoting several posts to the subject in between my articles on other stuff.I will be tackling the subject in five parts, based on the order in which you need to go through it:You Need to Start Investing - Right Now!Set Your GoalsBefore You Invest AnywhereGet StartedManage Your

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com3tag:blogger.com,1999:blog-8974372.post-27341875461621457032006-10-15T00:52:00.000-07:002006-10-15T01:07:29.897-07:00

Few of us think of our investments outside the rather narrow context of fixed / time deposits, stocks, mutual funds, cash and government bonds, a mindset that is driven by the common financial planning approach used by banks.However, this approach does not give us a true picture of how we are faring, as our investment assets generally include many more things that we don't take into account. What

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-69860681154693848972006-10-13T07:53:00.000-07:002006-10-13T08:11:45.152-07:00

This is an addendum to the post on Indian art as an investment. While I still believe there are genuine gains to be made, check out this link for some rather chilling information... Another great article along with some very insightful visitor comments may be found here.Bear with me because I'm going to continue posting on Indian Art off and on. I have a feeling this is a market that is on the

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-56328937625610542162006-10-10T21:28:00.000-07:002006-10-10T21:31:32.064-07:00

By the way, I've set up a couple of polls where you can vote to give me a better idea of what you want to read and whether you use the info from this site for your personal investments.Request you to take a few seconds to vote and help me improve on my efforts.Thanks!

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-33003620184201852482006-10-10T17:39:00.000-07:002006-10-13T08:10:48.490-07:00

I've flirted off and on with investing in Indian art, my interest having been piqued because my uncle, Tapan Ghosh, is a pretty well-known artist and also because of some of the rah-rah articles you get to read every so often about Indian art doing well at international auctions.From my travels abroad, I've come to hold the opinion that Indian art is rather undervalued compared to other Asian art

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-73621475916627379552006-10-05T04:44:00.000-07:002006-10-05T05:06:47.316-07:00

I was surfing through some blogs and came across Value Investor India, a real gem of a blog that is not updated frequently but has some really good posts. It is based on value investing concepts and has some really good posts on arbitrage and industry overviews. Rohit, the author, has obviously gone deep into the internet to dig out some really good stuff, such as this arbitrage returns evaluator

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com4tag:blogger.com,1999:blog-8974372.post-4555723819483444322006-09-21T19:08:00.001-07:002006-09-21T19:08:51.174-07:00

--- continuing from the last post on Financial Freedom ---Stage 2 is a tough nut to crack.First, you need to know what you want out of life and how you expect to be spending your retirement. And this is a question that is really, really tough to answer for two reasons:You've never thought about itCan one really reliably predict what one will be doing 10, 15, 20 years ahead?Yet this is important,

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-74261053859031098042006-09-21T08:44:00.001-07:002006-09-21T08:44:26.538-07:00

I received a very kind comment the day before suggesting that I truly get what 'financial freedom' is about and I suddenly realised that I had never really talked about what that means to me. After all the very idea of this blog is to post about my journey to financial freedom - and yet that has got missed out on the way!Different InterpretationsI guess there would be different interpretations

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com5tag:blogger.com,1999:blog-8974372.post-1158823016277009782006-09-21T00:14:00.000-07:002006-09-21T00:16:56.296-07:00

Thanks to.. err... 'Anonymous' for sending me the link to the Economic Times article. Was looking for it all over!

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-1158736486585173282006-09-19T23:52:00.000-07:002006-09-20T00:14:46.596-07:00

Hi everyone,I've just learnt that this blog has got a mention in the Economic Times as one of a rising number of blogs on finance, investing and the stock market. Can't find the article online but will post a link once it is put up on the net.[I, of course, look like a chump for having been a no-show on this blog for the past ten months. Oh, well, that's the price of celebrity... the intense

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com3tag:blogger.com,1999:blog-8974372.post-1132730165370133402005-11-22T22:58:00.000-08:002005-11-22T23:16:05.386-08:00

Shai Dardashti on Grahamian Value, a really good blog on value investing and one of the most comprehensive such resources I've seen on the Net. Highly recommended for people who follow Buffet, Graham and other fundamental analysts of their ilk.Value Stock Plus, which belies its name by spending a fair amount of time on global trends and movements of economies around the world, kind of like a CNN

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com20tag:blogger.com,1999:blog-8974372.post-1132038471770455662005-11-14T22:18:00.000-08:002005-11-14T23:08:18.756-08:00

My interest in stocks - actually in investing in general - began early last year, when I read 'Rich Dad, Poor Dad' and was inspired enough to sit up and take some interest in my finances, open demat and trading accounts, set up mutual fund SIPs and begin to take an active interest in the stock market.Beginner's LuckI was lucky in chancing upon some really good books on fundamental analysis and

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com16tag:blogger.com,1999:blog-8974372.post-1131503789490205902005-11-08T18:23:00.000-08:002005-11-08T18:43:55.156-08:00

I recently stumbled across this book by Martin Zweig, a mutual fund manager who was quite well-known and respected in the '80s and '90s. It is simply amazing, especially for people like me who focus on fundamentals and have little or no idea on technical investing.The most interesting aspect of 'Winning on Wall Street' is that, based on research into the long history of the Dow, Zweig outlines a

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com4tag:blogger.com,1999:blog-8974372.post-1130225919694810512005-10-25T00:31:00.000-07:002005-10-25T00:38:39.693-07:00

I just spent 45 minutes deleting spam comments from various posts on the blog and am really PISSED! So far I'd kept the comments free for all, hoping that it would encourage all you guys to share your views with the minimum of fuss and bother.Unfortunately, spam comments are outnumbering genuine ones by at least 5 to 1 and so I'm having to disallow anonymous comments. I hope all you guys out

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com8tag:blogger.com,1999:blog-8974372.post-1129090184373034012005-10-11T21:01:00.000-07:002005-10-11T21:09:44.380-07:00

For a follower of Warren Buffet, I’ve been quite remiss in my attention to great companies. It’s time I focused more on the brand names and businesses I’d be proud to own rather than chasing every company that looks undervalued and diffusing the gains on my portfolio.Buying only on value and / or clear future promise is a philosophy that has paid off very well so far, getting me into great

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com11tag:blogger.com,1999:blog-8974372.post-1128071344285629232005-09-30T01:51:00.000-07:002005-09-30T02:09:04.296-07:00

Suzlon is by far the largest wind-energy provider in India, a lucrative and under-served market for renewable energy. It is also the sixth largest such company in the world.What I LikeThe company holds a strong and sustainable position in a growing market where barriers to competition (need for an impeccable track record and significant capital to bid for projects) are high. Further, India is a

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com8tag:blogger.com,1999:blog-8974372.post-1127456398518509692005-09-23T01:52:00.000-07:002005-09-22T23:19:58.563-07:00

I first stumbled across this company (www.zicom.com) when I was surfing the net for home security solutions. And I was instantly hooked!Well Worth WatchingThis tiny concern has a lot going for it, investment-wise.It's in a niche sector and getting to a dominant status with growing brand recognition and appealA slew of products and partnerships catering to the security needs of organizationsAn

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com6tag:blogger.com,1999:blog-8974372.post-1126074671351864392005-09-06T23:11:00.000-07:002005-09-06T23:34:37.690-07:00

I sold my iFlex shares yesterday.The company has rewarded me well - I especially enjoyed the run-up in the price after the Oracle news - but it seems to me that it has gone too far ahead of its real value for one to hold on any longer.Valuation Seems HighPE stands at around 35 but the company has only grown at about 23% CAGR over the past 5 years. Average PE over the past 5 years has been around

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com5tag:blogger.com,1999:blog-8974372.post-1125906634328546552005-09-05T03:15:00.000-07:002005-09-05T00:50:34.336-07:00

Hello world! Like the proverbial bad penny, I’ve turned up again – and just when you thought it was safe to venture into the blogosphere! Sorry for not writing these past few weeks but I’ve been a bit preoccupied with shifting hearth and home overseas. Hope you weren’t feeling too lost without my insights into the stock market ;-)Anyway, here I am with another long-term recco. This time it’s a

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com5tag:blogger.com,1999:blog-8974372.post-1121879084519838322005-07-20T10:04:00.000-07:002005-07-20T10:04:44.533-07:00

Hi all! I’m back after a brief vacation and in keeping with my philosophy of writing for the thinking investor, here is my long-overdue note on IPO analysis.[Note for people who think the title is nerdy: Make the profit and you’ll get my drift]What follows is a list of things I look for when evaluating an IPO. These are, of course, generic and there are usually industry- and company-specific

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com13tag:blogger.com,1999:blog-8974372.post-1119984206024412002005-06-28T10:58:00.000-07:002005-06-28T11:43:26.030-07:00

I'm definitely not going in for ERA Constructions. Looks like a major risk for at best moderate returns. Read on...LitigationI'm sure litigation is a way of life in the construction sector but even a brief look at the number and seriousness of the cases pending against ERA (check the prospectus) should make any would-be investor tread warily.Most of the cases are such that an adverse ruling could

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com3tag:blogger.com,1999:blog-8974372.post-1119453462862750902005-06-22T07:53:00.000-07:002005-06-22T08:17:42.886-07:00

I know I was supposed to post my thoughts on IPO analysis but today’s the opening day for the Nectar Lifesciences IPO and the company looks like a good buy so thought I'd take a rain-check on preaching for today...The BusinessNectar Lifesciences is a pharma company engaged primarily in API (Active Pharmaceutical Ingredient, the chemicals that actually have medicinal value in any tablet, syrup or

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com1tag:blogger.com,1999:blog-8974372.post-1119087193761712762005-06-18T02:23:00.000-07:002005-07-20T09:31:11.126-07:00

There’s plenty happening in the primary market nowadays. With the stock markets on a general up-trend (or is it a bull run, hmm?) plenty of companies are cashing in by way of IPOs, or Initial Public Offerings. And the public, by and large, are lapping them up! With every IPO over-subscribed by several times, the appetite of the average small investor for new issues seems to be insatiable. Wonder

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com10tag:blogger.com,1999:blog-8974372.post-1118827949123042952005-06-15T02:12:00.000-07:002005-06-15T02:49:37.843-07:00

I recently received a mail from Vibhu urging me to list my favourite books on the site.Given the nature of this blog, it seemed to me that I should focus on investing related books rather than a general reading list. That's of course not to say that I have this single-minded focus on reading management tomes. I do read serious, high-brow classics like Asterix, Tintin, Dilbert, Red Riding Hood...

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com4tag:blogger.com,1999:blog-8974372.post-1118570085287179322005-06-12T02:45:00.000-07:002005-09-06T23:04:48.820-07:00

Much is written and said nowadays about unit-linked insurance, which is touted as one of the best savings schemes for the retail investor, especially one with some appetite for risk.Unit-linked insurance plans are essentially bundled savings offerings that combine the risk cover of insurance with stock market-linked returns of a mutual fund. These schemes are likely to generate superior long-term

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com5tag:blogger.com,1999:blog-8974372.post-1115378056530931532005-05-06T16:40:00.000-07:002005-09-05T22:52:34.683-07:00

What Would You Say to the Following?Despite growing at a blistering pace of over 200% the year before, company X grows its net profit by another 42%PAT margins, already among the best in the sector (at 25%), have improved to 26%Every one of its businesses is profitable and growingThe company is cash flow positive and generates enough to comfortably manage its operations and have some left over to

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-1114579691674184422005-04-27T11:00:00.000-07:002005-09-06T23:05:37.423-07:00

For some months now, I’ve been in the market to purchase a good apartment. Unfortunately, I find I’m not alone! Thousands of others have had the same thought – apparently at the same time – and, armed with cheap home loans, they’re driving up prices way beyond control.Unfortunately, not only is a flat a major investment, it is illiquid and the price at any point is quite subjective. There are few

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com8tag:blogger.com,1999:blog-8974372.post-1110797411075571392005-03-14T02:43:00.000-08:002005-03-14T02:50:11.080-08:00

The Gateway Distriparks offer hasn’t quite generated the frenzy that generally characterizes Indian IPOs. Oversubscribed by 6-7 times overall, the retail segment has seen remarkably little action, remaining undersubscribed up till the close of the offer. Perhaps the fact that Punjab National Bank and Emami were also available at the same time had something to do with the lack of enthusiasm…What

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com23tag:blogger.com,1999:blog-8974372.post-1108368219639716622005-02-13T23:54:00.000-08:002005-09-06T23:06:04.383-07:00

The first (and last) bit of investing advice most of our parents gave us – save, save, save and buy a house as soon as you can. You can never go wrong in real estate!And it does seem like a good proposition. Just ask the people who’ve made millions from their ancestral properties or those who’ve recently made a killing in Bangalore or Gurgaon!For many of us, buying a flat or a property is a big

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com7tag:blogger.com,1999:blog-8974372.post-1106637145776841462005-01-24T23:05:00.000-08:002005-01-24T23:12:25.776-08:00

‘You hold on to stocks like they’re your babies and then sell when they are at their lowest!’ says my wife, making a point. Sound familiar?A lot’s happened in the past month – the stock market bull run turned into a bit of a dream run, with stocks rising to dizzying heights. We saw record highs that even a year back few would have predicted. And I saw my investments generate over 50% in

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0tag:blogger.com,1999:blog-8974372.post-1102310156816875382004-12-05T21:03:00.000-08:002005-09-06T23:06:55.290-07:00

Mutual funds are an excellent way to grow one’s money. Not only do they diversify risk by investing in a large number of stocks, they also provide small investors like me the reassurance of having an expert fund manager.Welcome to the JungleFor better or for worse, there are loads of fund choices open to retail investors looking for mutual funds and sorting through the lot is quite a chore. It’s

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com3tag:blogger.com,1999:blog-8974372.post-1101717618390578972004-11-29T01:36:00.000-08:002004-11-29T00:40:18.390-08:00

According to Peter Lynch, stalwarts are large and established companies that have the ability to grow at a steady annual rate of 10-12%. I’d say the equivalent companies in India would show returns of about 15-18%, especially if bought at the right price. These are a very special group of stocks due to their ideal blend of growth potential and predictability and hence these stocks form the

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-1099905983886423372004-11-08T01:21:00.000-08:002004-11-08T01:26:23.886-08:00

One of the most memorable things I learnt from reading about Buffet is that your returns are not determined by the price at which is you sell but instead at the purchase price of a share. In other words, every share (even a blue chip) has a ceiling price above which it is no longer a good investment.A good investor must learn to determine the price at which to buy a share in order to make the

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com2tag:blogger.com,1999:blog-8974372.post-1099386941237059422004-11-02T01:16:00.000-08:002004-11-02T01:15:41.236-08:00

It came as quite a shock when I found that my laptop was stolen. Not only did that have my office documents and a lot of personal information, it also contained a year's worth of research into shares and real estate investing. And while the former were backed up in the form of mails and soft copies, my investment research was gone forever. I'd have to start all over again.Somehow, however, I feel

Amithttp://www.blogger.com/profile/18417113617249424561noreply@blogger.com0